Category : Blog Post
Here’s a sponsor message from Howard Burkholz: I’m a sponsor of your Professional Photographers of America chapter. Photography is my passion and insurance is my profession. Combine the two and I am uniquely qualified to help you get the best customized professional photographers insurance.
You may have already learned by sad experience that your homeowners insurance does not cover cameras, lenses, and other equipment when used for part-time or full-time economic gain. Nor will it cover your business liability exposure.
In addition to Replacement Cost New equipment coverage, Allstate Business Insurance also offers Professional Liability Coverage, General Liability Coverage, Data Extraction Coverage, and more – starting at $375 per year ($325 per year in some states). This is available for a HOME-BASED business AND retail studio’s too. As you know, most insurance companies don’t offer liability coverage if you are operating out of your home. And, liability coverage protects you anywhere in the world – not just at your business premises.
Why purchase General & Professional Liability? Consider this. What if your camera and tripod toppled against an expensive stained-glass window during a wedding, this insurance could cover damage or replacement costs for the claimant’s window and any damaged nearby furnishings. Or, Professional liability (also called Errors & Omissions) provides for the legal obligations arising out of professional errors, negligent acts or omissions during the course of practicing your profession.
If a proposal is not yet attached to this email please go to http://www.nationalphotographersinsurance.com and provide me with a little information so I can prepare a customized proposal. (Monthly pay options are available starting at $118.75 Down and $18.75 per month.)
Allstate Business Insurance, Photography Insurance Specialist
877-485-8600 (Toll Free)
*Approximately $200 higher for hurricane exposure in eight New York counties – Bronx, Nassau, Suffolk, Kings, Queens, Westchester, Manhattan, Richmond.
Howard Burkholz Insurance Agency
California License #0E10373